Terms and conditions

Multipie is a web and app based social network that enables and provides its users with a community-based platform to discuss, exchange ideas and share views with respect to stocks and other securities issued by Indian companies and the securities markets in India. Multipie operates as a website, web-based application and as a mobile application in the name and style of “Multipie” (collectively referred to as the “Multipie App”).

The Multipie App and the trademark “Multipie” are owned, operated and maintained by ICICI Securities Limited, a Company incorporated under the Companies Act, 2013 having CIN: L67120MH1995PLC086241 and having its Registered Office at ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025 (“I-Sec”). I-Sec hereby, reserves the right, at the sole discretion of I-Sec, to freely transfer (by way of assignment, an agreement or otherwise) the trademark as and when required, and in compliance with applicable laws of India.

Multipie App is only a platform which allows its users to exchange and discuss information in relation to securities and securities market and I-Sec and its management does not provide any investment advice on the Multipie App. The views related to investments expressed by users are their own, and not that of the Multipie App. These terms and conditions of use (“Terms”) along with privacy policy (“Privacy Policy”) (hyperlinked) forms a legally binding agreement (“Agreement”) between the user of the Multipie App (“You”) and I-Sec regarding your use of Multipie App. All the terms and provisions of the Terms will be binding upon and inure to the benefit of the parties to the Terms and to their respective heirs, successors, permitted assigns and legal representatives.

In these Terms, “you” or “your” means the person accepting these Terms and the company (if any) on whose behalf he/she is acting, and “we,” “us,” “our,” or the “Company” means I-Sec. By creating and logging into an account to use all or any features of the Multipie App, you agree that you are at least eighteen (18) years old and have read, understood, and agreed to be bound by all of these terms and conditions. If you are entering into these Terms on behalf of a company, you represent that you have the authority to bind that company to the terms of these Terms. We reserve the right, at our sole discretion, to modify these Terms at any time and any such modification will be effective immediately upon posting the modification. We will provide you notice of amendments to our terms and update the “Last Modified” date at the top of our Terms. Once we modify the Terms and provide intimation to you, you shall be required to accept the said revised Terms. If you do not agree to our Terms, as amended, you must stop using our services. If you use the Multipie App after the posting of modifications, then you will be bound by such modifications.

If you downloaded Multipie App from the relevant application store (Apple App Store or Google Play Store) or accessed it through your browser, you will also be subject to the terms and conditions of the relevant application from where you downloaded or accessed the Multipie App.

READ THESE TERMS CAREFULLY BEFORE ACCESSING OR USING THE MULTIPIE APP AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS. BY ACCESSING OR USING ANY PART OF THE APP, YOU AGREE TO BECOME BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU DO NOT AGREE WITH ALL OF THE TERMS AND THE ABOVE ELIGIBILITY REQUIREMENTS, THEN YOU MAY NOT ACCESS THE MULTIPIE APP OR USE ANY SERVICE AVAILABLE ON THE APP.

1. LICENSE AND WEBSITE ACCESS

Subject to your acceptance and compliance with these Terms, I-Sec hereby grants you a limited, revocable, non-exclusive, non-transferable license to access and use the services and the content incorporated on the pages of the Multipie App (“Content”) solely for the purpose of your personal, non-commercial use and display. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any pages, Content, data, information, software, products or services obtained from the App, unless you have obtained the prior written permission of I-Sec. I-Sec expressly reserves the right to monitor any and all use of the Multipie App.

2. NO ADVISORY SERVICES

I-SEC IS NOT A TAX ADVISOR, FINANCIAL ADVISOR. MULTIPIE APP IS NOT INTENDED TO PROVIDE TAX, LEGAL OR FINANCIAL ADVICE AND NOTHING ON THE MULTIPIE APP SHOULD BE CONSTRUED AS AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY, OR A RECOMMENDATION FOR ANY SECURITY. The Multipie App may provide links to certain brokerage companies for your convenience only. The brokerage company you select (and not I-Sec) is solely responsible for its services to you. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should also consult financial advisor or attorney or tax professional regarding your specific legal, finance or tax situation. I-Sec, its affiliates, and partners shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the services of any brokerage company whose link has been provided on the Multipie App.

3. NO RECOMMENDATION OR ADVICE PROVIDED

MULTIPIE APP IS NOT INTENDED TO PROVIDE ANY KIND OF INVESTMENT ADVICE, AND NOTHING ON THE MULTIPIE APP SHOULD BE CONSTRUED AS INVESTMENT ADVICE EXCEPT AS OTHERWISE MENTIONED IN THESE TERMS. Trading in such securities can result in immediate and substantial losses of the capital invested. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should also consult financial, attorney or tax professional regarding your specific legal or tax situation.

The Content is to be used for informational purposes only and the Multipie App does not provide investment advice for any individual. I-Sec specifically disclaims any and all liability or loss arising out of any action taken in reliance on Content, including but not limited to market value or other loss on the sale or purchase of any company, property, product, service, security, instrument, or any other matter.

You understand that an investment in any security is subject to a number of risks, and that discussions of any security published on the Multipie App will not contain a list or description of relevant risk factors.

We have done our best to ensure that the information (excluding user generated content) provided on the Multipie App are accurate and provides valuable information. Regardless of anything to the contrary, nothing available on or through this Multipie App should be understood as a recommendation that you should not consult with an appropriate licensed professional to address your particular information.

Neither I-Sec nor any of its employees or owners shall be held liable or responsible for any errors or omissions on the Multipie App.

4. REGISTRATION

You must create and log into an account to access and use features of the Multipie App.

To create an account, you must provide some information about yourself. If you create an account, you agree to provide a valid e-mail address, select a password and user name and provide other information about your identity, your company or your investments and to keep that information up-to-date. You may close your account at any time by e-mailing at[email protected].

You agree to (a) provide accurate, current and complete registration data; (b) maintain the security of your password and user name; (c) maintain and promptly update the registration data and (d) be responsible for all action taken using your account, whether authorized by you or not, until you either close your account or notify I-Sec that your account has been compromised. You agree to notify the company immediately if you suspect your account has been compromised. You agree to select a secure password for your account, and keep it secret.

I-Sec reserves the right to anytime in its sole discretion, deny you access or suspend or close your account on the Multipie App without notice, according to its policy for handling copyright-related takedown requests, or if I-Sec reasonably believes that you have violated any of the terms of this Agreement.

It is recommended that You do not share your account details, particularly your username and password with any third party. I-Sec accepts no liability for any losses or damages incurred as a result of (i) your Account details being shared by you; or (ii) unauthorized access to your Account by a third party.

If you have reason to believe that your Account details have been obtained by another without consent, you should contact[email protected]immediately to suspend your Account.

You agree to receive periodic sms alerts.

You agree to receive periodic newsletters.

5. PAYMENTS, CANCELLATION & REFUNDS

Some of features of the Services provided on Multipie App can be availed only upon payment of a certain fee payable on event basis or under a subscription model (“Subscription Fee”). In case you do not wish to pay the Subscription Fee, you will not be able to access these features of the Services on the Multipie App.

Before you pay any Subscription Fee, you will have an opportunity to review and accept the fees that you will be charged. The Subscription Fee shall be paid through a debit card, credit card, internet banking or any other payment method accepted by I-Sec. We will use third party payment gateways to process and facilitate the payment of your Subscription Fees. On successful payment of Subscription Fee, I-Sec will intimate you of the same.

You are responsible for the accuracy and authenticity of the payment information provided by you, including the bank account number/credit card details and any other information requested during the subscription process. You represent and warrant that you have the right to use any credit card or other payment information that you submit. You agree and acknowledge that I-Sec shall not be liable and in no way be held responsible for any losses whatsoever, whether direct, indirect, incidental or consequential, including without limitation any losses due to delay in processing of payment instruction or any credit card fraud.

I-Sec may provide you with different kind of subscription plans on Multpie App, each of which will be subject to different limitation and restrictions and I-Sec reserves the right to determine the pricing for the Services at its discretion. I-Sec will make reasonable efforts to keep pricing information published on the Multipie App. We encourage you to check our website periodically for current pricing information.

I-Sec, at its sole discretion, may make promotional offers with different features and different pricing to any of Multipie’s Users. These promotional offers, unless made to you, will not apply to your offer or these Terms.

The Subscription Fees billed are non-refundable irrespective of whether the subscription have been availed by you or not. Any request for change or cancellation in any Subscription plan prior to the expiration of the current Subscription plan period will not entail you with a refund for any portion of the Subscription Fee paid by You for the unexpired period, unless expressly specified otherwise by I-Sec.

I-Sec reserves the right to change, terminate or otherwise amend the subscription plans, Subscription Fees and billing cycles at its sole discretion and at any time. Such amendments shall be effective upon posting on the platform and your continued use of the Service shall be deemed to be your conclusive acceptance of such amendments however revised Subscription Fee shall only be applicable upon completion of the ongoing subscription term.

No fees/charges paid to I-Sec shall be in the nature of consideration for investment advice. The fees/charges shall be purely for use of the social platform and/or its specific features which shall be clearly communicated to you at the time of purchase.

6. CONDITIONS FOR USE OF THE APP

You, being either or above eighteen years of age, agree to use the available on Multipie App in accordance with Acceptable Use.

Acceptable Use -

a) You will not violate any provision of Securities and Exchange Board of India (Investment Advisors) Regulations, 2013(“Investment Advisors Regulations”), Securities and Exchange Board of India (Research Analyst) Regulations, 2014(“Research Analyst Regulations”), SEBI (Prohibition of Insider Trading) Regulations, 2015, Securities and Exchange Board of (Prohibition of Fraudulent and Unfair Trade Practices relating to Securities Market) Regulations, 2003, Securities and Exchange Board of India (Stock Brokers) Regulations, 1992, Information Technology Act, 2000 (“IT Act”) , Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (“IT Rules”) and Information Technology (Intermediary Guidelines) Rules, 2011 (“IT Intermediary Guidelines Rules”), intellectual property laws, Indian Contract Act, 1872, and other applicable laws (hereinafter together referred as“Laws”), as and when applicable, while using the App. Laws can be accessedhere.

b) Any user who makes recommendation or offers an opinion concerning securities or public offers through Multipie or provide advice shall comply with all the provisions of aforesaid Research Analyst Regulations or Investment adviser. Further, if such user is also engaged in preparation and/or publication of research report or research analysis, he or the entity on whose behalf the he is acting as a research analyst, needs to get registered with SEBI.

c) Any user who makes recommendation concerning services related to algorithmic trading shall not directly or indirectly provide any reference of past and or expected future return/performance of an algorithm strategy. If the user is found to be making such reference, then it shall be treated violation of circular, rules, regulation etc. issued by SEBI/ exchanges or any other regulator in this regard. ICICI Securities shall remove such references or may delete or disable his / her account.

d) You shall not copy the trading activity or portfolio of other users and are encouraged to conduct your own research before making any investments. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance thereon.

e) You may not use another’s account handle on the Multipie App without their specific permission.

f) You are responsible for keeping your device and your account safe and secure, and you must notify us promptly of any unauthorised use or security breach of your account or our services.

g) You may not send advertisements or chain letters through the Multipie App, or use the Multipie App to gather addresses or other personal data for commercial mailing lists or databases unless specifically permitted by I-Sec.

h) You may not try to have an access to Content of Multipie App by way of web crawler, browser plug-in or add-on, or other computer program that is not a web browser(v) or falsely imply that you’re affiliated with or endorsed by Multipie.

i) By providing your phone number, you authorize Multipie to reach via all electronic channel (Email, Whasapp, SMS etc).

i) You agree that you will neither charge nor pay any monetary, economic or any consideration of any nature to another user on Multipie, unless licensed to do so under relevant SEBI guidelines

7. CONTENT

Ownership Rights- Nothing in these terms gives I-Sec any ownership rights in intellectual property that you share on the App, such as your account information, posts, or other Content you submit. Nothing in these terms gives you any ownership rights in the I-Sec’s intellectual property, either.

You agree to not to host, display, upload, modify, publish, transmit, update or share any information that post any such Content which:

• belongs to another person and to which the user does not have any right;
• is defamatory, obscene, pornographic, paedophilic, invasive of another's privacy, including bodily privacy, insulting or harassing on the basis of gender, libellous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
• is harmful to child;
• infringes any patent, trademark, copyright or other proprietary rights;
• violates any law for the time being in force;
• deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
• impersonates another person;
• threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign States, or public order, or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting other nation;
• contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
• is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person;

You acknowledge that Multipie does not pre-screen, endorse or approve user Content but that Multipie shall have the right (but not the obligation) in its sole discretion to refuse, delete or remove any user Content that is available via the Service, including in connection with violations of the letter or spirit of the Terms or for any other reason. You are solely responsible at your sole cost and expense for creating backup copies and replacing and Content you post or store on the Service or otherwise provide to the Company.

Do not submit any Content that you consider to be private or confidential.

You are entirely responsible for the content of, and any harm resulting from, that Content or your conduct. Others who receive content you post in the Multipie App may violate the terms on which you license your content. You agree that the company will not be liable to you for those violations or their consequences.

You remain solely responsible for content you post on the App. You agree not to wrongly imply that content you post on the Multipie App is sponsored or approved by the company. These terms do not obligate the company to store, maintain, or provide copies of content you submit, and to change it, according to these terms.

Content you submit, post or display on the Multipie App belongs to you, and you decide what permission to give others for it. This license is for the sole purpose of enabling Multipie to display, distribute and promote the exchange of ideas and views in relation to stocks and other securities.

This license includes a right for I-Sec to disclose your information including sensitive personal information as per IT Rules to other companies, organizations or individuals with whom Multipie.com has relationships for the provision of syndicated services or any person who accesses the Multipie.com, and to use such Content in connection with the provision of those services. The sensitive personal information shall be handled or dealt with in accordance with the Privacy Policy.

We, in performing the required technical steps to provide the services to our users, may (a) transmit or distribute your Content over various public networks and in various media; and (b) make such changes to your Content as are necessary to conform and adapt that Content to the technical requirements of connecting networks, devices, services or media. You agree that this license shall permit Multipie to take these actions. When content you submit is removed from the App, whether by you or by us, our special license ends when the last copy disappears from our backups, caches, and other systems.

All the views posted on the Multipie App through chats or in any other manner by an individual, shall be the views of that individual and in no manner does Multipie subscribes / endorses to it.

Though it is not possible to approve all the user content, we may , may in our sole discretion, (i) refuse or remove any content that, in our reasonable opinion, violates any terms of the Agreement or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Multipie App to any individual or entity for any reason, in our sole discretion.

We shall have the complete unrestricted discretion to use your views posted by you on the website in any manner as we may deem fit. Further, all views posted by you on the website may continue to be on the website till such time as deemed fit by us.

Multipie reserves the right to report objectionable behaviour and/or objectionable content to the relevant authorities.

You shall not provide any false personal information to Multipie, create a false identity or impersonate another person or entity in any way or perform any fraudulent activity including claiming a false affiliation, accessing any other Services account without permission, or falsifying your age or date of birth;

If you believe that your account is no longer secure, then you must immediately notify us at[email protected]

8. AFFILIATE LINKS OF BROKING SITES

Some of the links on this website including links to broker services are affiliate links, which means that we may charge a fee from them for hyperlinking their sites to the App.

9. AFFILIATE LINKS OF THIRD PARTY PURCHASES/ADVERTISEMENTS

Apart from broking sites there may be some other third party website links (“Linked Websites”) that may be displayed and hyperlinked on the App.

We may earn commission if you make purchase using the link )or we may earn a fee on pay per click model. We do not endorse or evaluate the advertised product, service, or company, nor any of the claims made by the advertisement of the Linked Websites. The price you pay when you make a purchase any material will be the same whether you use the Linked Websites or go directly to the vendors website using a non-affiliate link.

These Linked Websites on the Multipie App will allow you to leave the App. Once you exit the App, the Linked Websites are not under the control of Multipie, we have not reviewed, nor approved these websites and are not responsible for the contents or omissions of the Linked Websites or any links contained in the Linked Websites.

Your dealings with the Linked Websites including payment and delivery of goods and compliance with other related terms and conditions are solely between you and the third party to whom the linked Website belongs.

Multipie or I-Sec will not be responsible or liable for any claim, error, omission, inaccuracy in advertising material or any loss or damage of any sort incurred as the result of any such dealings.

10. PRIVACY POLICY

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online including sensitive personal data. Please read our Privacy Policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information entered by you while using the App. Click here to read the Privacy Policy.

11. CHATROOMS

The user who creates the chatroom will be the host who can invite other users. The said other users if accepts the invitation and joins the chatroom shall be the visitors of the chatroom. None of the communications between the users should be regarded as “public appearance”, as defined under the Research Analyst Regulations. The user agrees that, by accessing this or any associated site, the Multipie App bears no liability for any posts on it. The host may nominate other member(s) to become hosts.

As the host of the chatroom, you are solely responsible for your chatroom and compliance with Laws, including without limitation, the following:

a) You're solely responsible for any claims or warranties you make in connection with your chatroom and any claims made by visitors against you;
It is to be noted that no unauthenticated news, rumours or unverified information shall be circulated. ICICI Securities Limited will have right to delete such news, rumours or unverified information or delete or disable his / her account.

b) You're solely responsible for handling any comments or complaints related to your Chatroom, including without limitation any issues related to payments, promotions, refunds or chargebacks;

c) You agree to provide accurate and complete contact information on your Chatroom so that your visitors can submit comments or complaints to you;

d) You are also responsible for complying with any consumer, securities and related laws and regulations;

e) You understand that any chat which may be construed as recommendation or advice given from one user to another inside a chatroom may be acted upon the sole risk and cost of the user, and I-Sec shall not be liable or responsible for the same.

f) You agree that I-Sec is not responsible for examining or warranting the Content provided by chatroom hosts, and that you will not attempt to hold us or our data providers liable for inaccuracies;

g) You agree to ensure that content directly associated with your chatroom is accurate.

h) We may modify, obfuscate or delete at our sole discretion any content that violates any of the Terms;

i) If you subscribe for premium service, as a visitor or a host, you acknowledge and agree that you will not attempt to hold I-Sec or operators of the chatroom liable for any content or information published or made available in any room. Neither I-Sec nor any owner or operator of any room shall have liability for any loss that u may suffer due to content or information directly or indirectly associated with the Chatroom.

j) We may disclose content of your chats or any other information required by any regulatory authority if disclosure of such information in our opinion is reasonably necessary to comply with any applicable law, regulation, legal process or governmental request.

12. COPYRIGHT & TRANSMISSION OF INFORMATION

Multipie as well as the design and information contained in the Multipie App is the valuable, exclusive property of I-Sec, and nothing in this Agreement shall be construed as transferring or assigning any such ownership rights to you or any other person or entity.

Multipie logo, and all other trademarks, service marks, graphics and logos used on Multipie App are registered trademarks of I-Sec, which may be transferred by I-Sec to third-parties. Other trademarks, service marks, graphics and logos used in connection with the Linked Websites may be the trademarks of other third parties. Your use of the Multipie App grants you no right or license to reproduce or otherwise use any Multipie or third-party trademarks.

In the event of transfer of data from I-Sec to a third-party, I-Sec may grant access of your data recorded on the App to a third-party, only after providing prior intimation/notice of the same, to you.

If you believe that material located on or linked to Multipie App violates your copyright, you are encouraged to notify Multipie at [email protected] Multipie will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material.

13. DISCLAIMERS

The Multipie App is a social platform aiming to create awareness and increase interaction with respect to stocks and share market. We are not licensed to provide investment advice, tax advice, broking services or financial advice.

The function of Multipie is limited to providing access to a communication system over which information made available by users is transmitted amongst users or hosted by way of posts by the users. The Multipie App does not–

(i) initiate the transmission,

(ii) select the receiver of the transmission, and

(iii) select or modify the information contained in the transmission.

The views expressed by the users on the Multipie App are their own, and not that of I-Sec or its management or its group companies or its affiliates.

If any user takes action or makes decisions based on the information on the Multipie App without prior consultation with a qualified, licensed professional, the user does so at his or her own risk and agrees that I-Sec shall have no financial liability whatsoever to any user on account of the use of information provided on the App.

I-Sec, its affiliates, and partners shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of any service of the Multipie App being provided through Linked Website available on the App. Use of services run by others may be governed by other terms between you and the one running service. Please verify the veracity of all information on your own before undertaking any alliance.

The information and commentaries if any, posted on the App, are not meant to be an endorsement or offering of any stock purchase. They are meant to be a guidance only, which must be treated for information purpose only. The user should use the Information only as a starting point for doing additional independent research in order to allow themselves to form their opinion regarding investments. The Multipie App or any of its employees do not represent themselves as acting in the position of an investment advisor or research analyst for the use of the information in this service. The materials and information in and provided by, the Multipie App are not, and should not be construed as an offer to buy or sell any of the securities named in the posts.

The Content on the Multipie App may include inaccuracies and typographical errors. Multipie does not guarantee the accuracy, adequacy, correctness, lack of viruses or other harmful components or adequacy of any information shared on the Multipie App and is not responsible for any errors or omissions for the results obtained from the use of such information.. Users are expected to refer to other investment resources to verify the accuracy of the data posted on the Multipie App on their own.

The information posted on the Multipie App are compiled from various sources which are not in control of I-Sec. Such information is provided "as is” basis, without warranty or condition of any kind, either express or implied. We, expressly disclaim any and all warranties, whether express, oral, implied, statutory or otherwise, of any kind to the users and/or any third party, including any implied warranties of accuracy, timeliness, completeness, merchantability and fitness for a particular purpose, as well as any warranties arising by virtue of custom of trade or course of dealing and any implied warranties of title or non-infringement.

Disclosure of any personal data by you while communicating with other users are at your sole risk. We specifically disclaim any and all liability or loss arising out of wrongful disclosure of your personal data.

Under this Agreement, you assume all risk of errors and/or omissions in the posts of the App, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of the Content available on the App, including the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the Agreement. You agree that I-Sec (including its and their officers, directors, employees, affiliates, group companies agents, representatives or subcontractors) shall not in any event be liable for any special, incidental or consequential damages arising out of the use or inability to use the Multipie App for any purpose whatsoever. I-Sec and it's affiliates, officers, directors, employees and agents shall have no liability in tort, contract, or otherwise to user and/or any third party.

Investors should consult their tax and financial advisers whether the product is suitable for them before taking any decision. ICICI Securities Limited will not be responsible for lost profits, revenues, or data, financial losses, direct or indirect, special, consequential, exemplary, notional or punitive damages based on the information shared on the Multipie platform. Views shared herein are independent in nature and has no relation with the ISec, associates, employees and officials and they shall not be liable for any financial or other losses incurred.

14. Indemnification

You shall indemnify, defend and hold harmless I-Sec, its affiliates and their respective officers, directors, managers, employees and agents, from any and all claims and losses imposed on, incurred by or asserted as a result of or related to:

(a) your access and use of the App; or

(b) any non-compliance by you with the terms and conditions hereof; or

(c) any third party actions related to your receipt and use of the information.

15. Investigation

The information posted on the Multipie App is compiled from various users which are not in control of Multipie and the Multipie App does not pre-screen, approve or endorse any user content. However, upon receiving actual knowledge of any unlawful information on its Multipie App in the form of an order by a court of competent jurisdiction or on being notified by the Appropriate Government or its agency or on being notified by the appropriate Government or its agency in relation to any information which is prohibited under any law for the time being in force, such information shall be removed within thirty-six hours or such other time as stipulated in law from the receipt of the court order or on being notified by the Appropriate Government or its agency, as the case may be.

Further, upon receiving any complaint by the user or any other person on the behalf of user or upon receiving actual knowledge on voluntary basis proper investigation shall be conducted by us in this regard within the timeline stipulated in law.

If, upon investigation, such allegation is found to be true and it is found that the Multipie App was/is being used to commit an unlawful act, then such post shall be expeditiously removed without vitiating the evidence and strict action including suspension of account may be taken against the user who posted the said content.

16. Jurisdiction

The Terms are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Mumbai, India in all disputes arising out of or relating to the use of this application. Use of the Multipie App is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including without limitation this paragraph.

17. Attorney Fees

If I-Sec takes action to enforce any of the provisions of this Agreement, including collection of any amounts due hereunder, we shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney's fees and any costs of any litigation.

18. Termination

a) unauthorized access

b) if you assign or transfer (or attempt the same) any rights granted to you under this Agreement;

c) if you violate any of the other terms and conditions of this User Agreement

This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons:

Upon termination of this User Agreement, all rights granted to you will terminate and revert to Multipie.

19. Feedback

We welcome your feedback, comments and suggestions. If you choose to contribute by sending I-Sec or our employees any ideas for products, services, features, modifications, enhancements, content, refinements, technologies, content offerings, promotions, strategies or product/feature names or any related documentation, artwork, computer code, diagrams or other materials (collectively “Feedback”), then regardless of what your accompanying communication may say, you hereby grant Multipie an unrestricted, perpetual, irrevocable, non-exclusive, free of charge, royalty-free right to exploit the Feedback in any manner and for any purpose, including to improve the Services and create other products and services. Feedback is provided on a non-confidential basis, and Multipie is not under any obligation to keep any Feedback you send confidential or to refrain from using or disclosing it in any way. Multipie has no obligation to review, consider or implement your Feedback, or to return to you all or part of any Feedback for any reason.

20. Changes

I-Sec reserves the right, at its sole discretion, to modify or replace any part of this Agreement. If you do not agree to our Terms, as amended, you must stop using our services. Please review our Terms from time to time. Multipie may also, in the future, offer new services and/or features through the Website (including, the release of new functionality, features, tools and resources). Such new functionality/features and/or services shall be subject to the Terms of this Agreement.